Building your Dream Achiever Portfolio

  Saving money is hard. If by working hard you are able so save some money  investing it intelligently to get good returns that align with your dreams is nearly impossible. At Croudify we are here to help. If you go by default choice of…

Why build a Proprietary Default Model ?

Default Modeling has been the backbone for all credit decisions in the Banking industry for nearly five decades. The models can vary from as rudimentary as simple bucketing to sophisticated models that use derived risk factors, Markov chains and Machine Learning. At Croudify Ratings when we…

Simplified Secondary Market Investing on Lending Club

Investors in P2P loans have long wished to get some guidance on pricing and risk when trading on secondary markets like folioFn (or private platforms for whole loans). Till date the only thing they could do was ad-hoc analysis basis on some factors but it made most uncomfortable.…