Alternate to Dream Achiever service

Paths to Achieve your Dream Congratulations on taking the first path towards achieving your financial dreams, you are choosing a perfect asset class for growing your wealth. Loans not only provide diversification from the stocks but they are a fixed income assets. Being a fixed income asset you can be way more confident  about the returns that you will get…

Which Investment Option Should I choose ?

What is best for me ? In one Statement Automation – Professional looking for superior returnsTrading – Investment veterans looking for microscopic controlDream Achiever – Fixed term dream (Buy home/car in 5 Years) Start My Investment Journey In detail Automate Portfolios Only $0.99 / monthAvailable for Lending ClubFor New or existing accountsSuperior returns than LC automationPerfect for New investors & busy…

Why Loans should constitute 20% of your Portfolio

Traditional Portfolio Allocation {100 – Age = Equity Allocation} For decades a rule of thumb for asset allocation has used fixed income component to be equal to your age. For example,  if you are 20 years old the fixed income component should be 20%, rest 80%  (100 – your age) should be equities. As you age you increase this fixed…

Step 3 – Modeling and Comparing Performance

Croudify Model outperforms any Lending Club model by 2% (+40% net)   This is the last blog in this series. The 1st blog was written  here and the 2nd blog is here. In this blog we will talk about our modeling approach and compare the performance of the model to the average returns for various ratings on the Lending Club platform. For our…

Croudify Ratings – Framework & Scale

Probability of Default Distribution for Unsecured Consumer Loans originated on P2P platforms

Rating loans on a Scale Introduction Online Lending (Peer 2 Peer & Crowdfunding) has emerged as a great alternative to traditional banks in lending industry over the last decade. They have provided cheaper loans to borrowers by removing the inefficiencies in the lending ecosystem and in process have  created a whole new asset class for investors.  These assets are mostly…

High Speed Trading Engine

High Speed trading for P2P Loans on Lending Club

At Croudify we feel pride in knowing that we are doing our best to get our investors the best returns that they can get. An important part of getting good returns is finding the best loans to invest in. With various funds using the scripts to buy the best loans a lot of retail investors were left choosing from the leftovers…

Security Policy

Secure to the core Founded by Risk and Security veterans we are fanatic about safety and security of our site and our users. Our policies and encryptions are best in the industry and we are constantly striving to improve these. We never share your private information with any third party for any marketing firm. Web Site Certificates & Encryption Croudify…